If you’re over 50 and broke, you’re not alone. A lot of Baby Boomers lost their jobs, their savings, and their houses to bankruptcy. If you’re in a financial hole, I’ve got four steps to help you rebuild your savings – no matter how old you are. This comes from WalletPop.com:

• First, find one job, maybe even two and build up your savings: It’s not impossible to find work – even if you’re older. You can start by checking out AARP’s list of Best Employers for Workers Over 50. Even if you don’t live near any of those companies, just studying the kinds of places that value your experience could land you a great opportunity. For a second job, try retail sales or something similar so you’ll have extra money to pour into your savings.
• You’ll need to spend less in order to save: Most 50-plus parents are no longer supporting their kids, which is one big expense out of the way. However, you’ll need to cut back even more, say by mowing your own lawn, or doing your own home maintenance, and buying a used car to avoid car payments. You might also want to cook most of your meals at home.
• Another way to get back on track financially: Pay yourself first. The IRS allows anyone over 50 to save $22,000 a year in an IRA which could mean $500,000 in savings and employee matching funds in a decade. Even if that amount sounds unrealistic, keep saving anyway, because even $100 a month in direct deposit savings can add up.
• You might also need to delay your retirement: You might not want to retire early anyway. Just ask the one in six seniors who go back to work because they’re bored sitting around. The American Association of Retired People says 70 percent of “Baby Boomers” also plan to continue working well into their golden years.